About
Aigeen exists because the official fee tool went stale
For years, the SBA’s own 7(a) fee calculator sat on a legacy government page showing outdated fiscal-year fees, and business owners made six-figure decisions around numbers that no longer applied.
What this is
Aigeen is a set of independent tools for US business owners sizing up an SBA loan: a cost calculator that models the fees generic calculators ignore, a readiness check that mirrors what lenders actually scrutinize, and a document checklist that turns “we’ll need some things from you” into a finished file.
The design constraint is simple: every number must be checkable. Fee tables cite the SBA notice they came from, the prime rate carries its date, and when a figure cannot be verified from an authoritative source, the tool says so instead of guessing.
What this is not
Aigeen is not a lender, a broker, or an advisor, and it does not take applications. It is operated by a Hong Kong company for US small-business owners; the estimates are educational, and the only party that can approve a loan is a lender. When you are ready to apply, the tools link to SBA lenders and marketplaces, those links may earn a commission, disclosed on the page and on the affiliate disclosure.
How it is maintained
SBA fees change each fiscal year (October 1). When they do, the fee tables here are re-verified against the new SBA notice, the pages that use them get a fresh date, and the change is logged on the methodology page. If you spot a number that looks wrong, tell us, corrections are treated as the best kind of email.
See the difference a fee table makes.
Run your numbers against the current fiscal-year tiers.
Estimates only. Not lending advice. Aigeen is not a lender or broker; only a lender can approve a loan.