From loan amount to prepared application
No account, no uploads, no waiting. Each step takes about a minute, and each one feeds the next.
Cost calculator
Amount, term, program. Payment, guarantee fee, all-in first-year cost, updated as you type.
Run the numbers
Readiness check
Time in business, revenue, credit band, collateral. What helps, what gets scrutinized.
Start the check
Document checklist
Your personalized lender list, printable, with the reason behind every document.
Build my checklist
Apply prepared
Take the numbers and the file to a lender. Compare offers when you're ready, affiliate links, disclosed on screen.
What to expectBuilt to be checked, not trusted
Nothing here asks for your confidence. Every number carries its source and a verified date.
The rate, dated
Modeled as prime + a spread range. Prime: 7.00% effective Sep 17, 2026 (FRED DPRIME).
How SBA rates are set
Every figure, sourced
Fee tiers cite the SBA notice they come from, with the verification date printed beside the output.
Methodology & data sources
Private by design
Calculations run on your device. Saving a result is optional, and you can delete it anytime.
An estimate, not a decision
Aigeen does not lend, broker, or predict approval. Only a lender approves a loan.
Honest limits
When a number cannot be verified from an authoritative source, the tool says “pending” instead of guessing.
Walk in knowing the number. Not hoping for it.
Run your loan amount and term through the calculator, then check readiness while the kettle boils.
Estimates only. Not lending advice. Aigeen is not a lender or broker; only a lender can approve a loan.