Aigeen
How much do you need?
$
$10,000$5,000,000
Type the amount you want to borrow. If you are buying a building with a 504 loan, type the whole project cost.
How will you pay it back?
How the project splits
Bank 50%
SBA 504 40%
You 10%
Loan term
Small Loan and Express are 7(a) delivery methods with their own limits; the SBA fee schedule is shared across 7(a).
Enter total project cost. The 504 finances owner-occupied real estate and major equipment, not working capital.
I already have a rate from a lender
Leave it blank and we use the highest rate SBA allows, so the estimate is not too low.
Do any discounts apply?
Some businesses pay a smaller fee. If you are not sure, skip this step. The estimate will use the normal fee.
Your numbers stay in this browser. Nothing is sent or stored.
Prime rate checked September 27, 2026. Fee schedule: FY2027. Prime rate source
Estimates only. Not lending advice.
Estimated monthly payment
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Estimated upfront guarantee fee
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All-in first-year cost
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If the fee is financed into the loan
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Total interest over the term
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First 12 months of amortization
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